About
4th Quarter Lifestyle
Our Mission
T er Mission
At 4th Quarter Lifestyle (4QL), our mission is to empower Baby Boomers, seniors, and caregivers with the tools, resources, and support they need to navigate the later years of life with clarity, confidence, and peace of mind. We provide a comprehensive platform that helps individuals organize their final affairs, plan their estate, manage their health and finances, and create a lasting legacy—ensuring their wishes are honored and their loved ones are supported.
Our Mission
Mission
At 4th Quarter Lifestyle (4QL), our mission is to empower Baby Boomers, seniors, and caregivers with the tools, resources, and support they need to navigate the later years of life with clarity, confidence, and peace of mind. We provide a comprehensive platform that helps individuals organize their final affairs, plan their estate, manage their health and finances, and create a lasting legacy—ensuring their wishes are honored and their loved ones are supported.
Our Mission
Te r Story
Terri Liggins, the founder of 4QL, has spent over 25 years helping individuals tell their stories, build their legacies, and transition through life’s biggest milestones. As an international ghostwriter, book coach, and compliance consultant, she has worked with hundreds of people to document their experiences in books, proposals, and personal narratives.
Her journey to creating 4QL was deeply personal. After witnessing the struggles of loved ones who passed away without a will, caregivers feeling overwhelmed, and seniors uncertain about how to preserve their legacy, Terri saw a need for a solution that provides clarity and structure. She launched 4QL to bridge the gap between estate planning, wellness, financial stability, and legacy-building, all within a single, accessible platform.
Beyond her professional expertise, Terri has experienced the power of holistic wellness firsthand, reversing a 12-year autoimmune disorder through plant-based nutrition. She integrates this passion for health and longevity into 4QL, ensuring that users not only prepare for the future but also live vibrantly in the present.
Our Story
Terri Liggins, the founder of 4QL, has spent over 25 years helping individuals tell their stories, build their legacies, and transition through life’s biggest milestones. As an international ghostwriter, book coach, and compliance consultant, she has worked with hundreds of people to document their experiences in books, proposals, and personal narratives.
Her journey to creating 4QL was deeply personal. After witnessing the struggles of loved ones who passed away without a will, caregivers feeling overwhelmed, and seniors uncertain about how to preserve their legacy, Terri saw a need for a solution that provides clarity and structure. She launched 4QL to bridge the gap between estate planning, wellness, financial stability, and legacy-building, all within a single, accessible platform.
Beyond her professional expertise, Terri has experienced the power of holistic wellness firsthand, reversing a 12-year autoimmune disorder through plant-based nutrition. She integrates this passion for health and longevity into 4QL, ensuring that users not only prepare for the future but also live vibrantly in the present.
Why 4QL Exists & Who We Serve
4QL was created to address the common challenges that Baby
Boomers, seniors, and caregivers face, including:
Uncertainty about final affairs
Many avoid estate planning due to confusion or fear.
Overwhelm with paperwork and legal processes
Managing wills, advance directives, and financial plans can be daunting
Health concerns & declining independence
Navigating medical decisions and long-term care can be stressful
Burden on family members
Caregivers often feel emotionally and physically exhausted
Lack of a lasting legacy
Many people wish to preserve their wisdom and values but don’t know how.
Our goal is to take individuals from overwhelm to organization, confusion to clarity, and stress to peace of mind—allowing them to enjoy their later years with confidence.
Why 4QL Exists & Who We Serve
4QL was created to address the common challenges that Baby Boomers, seniors, and caregivers face, including:
Uncertainty about final affairs
Many avoid estate planning due to confusion or fear.
Overwhelm with paperwork and legal processes
Managing wills, advance directives, and financial plans can be daunting
Health concerns & declining independence
Navigating medical decisions and long-term care can be stressful
Burden on family members
Caregivers often feel emotionally and physically exhausted
Lack of a lasting legacy
Many people wish to preserve their wisdom and values but don’t know how.
Our goal is to take individuals from overwhelm to organization, confusion to clarity, and stress to peace of mind—allowing them to enjoy their later years with confidence.
Our
Team
Suzanne J Bell
Funding Advisor
Terri E Liggins
Founder & CEO
Dr. Jeffrey A Dennis
Equity Partner
Join Us
In shaping a future where aging is met with confidence, not uncertainty. Welcome to 4th Quarter Lifestyle.
Wondering About Something?
Wonderin About Something?
Find Your Answer Here!
WHAT IS 4QL?
4QL is a comprehensive platform that connects individuals and families with trusted professionals offering end-of-life services, resources, and senior-friendly products.
HOW DOES 4QL HELP ME FIND END-OF-LIFE SERVICES?
Our intuitive mobile app allow you to easily browse vetted vendors, access expert advice, and book essential services tailored to your unique needs.
HOW DO I JOIN AS A VENDOR ON 4QL?
Professionals can join our network by submitting their business details through a simple verification process, ensuring that only trusted providers appear in our directory.
IS USING 4QL FREE?
Access to our service directory, resources, and expert content is free for users, while vendors may be subject to a subscription or lead-generation fee.
HOW DOES 4QL ENSURE THE SECURITY OF MY INFORMATION?
We prioritize your privacy and security with robust data protection measures, ensuring that all your personal and financial details are handled safely and confidentially.
Wondering
About Something?
Find Your Answer Here!
WHAT IS 4QL?
4QL is a comprehensive platform that connects individuals and families with trusted professionals offering end-of-life services, resources, and senior-friendly products.
HOW DOES 4QL HELP ME FIND END-OF-LIFE SERVICES?
Our intuitive mobile app allow you to easily browse vetted vendors, access expert advice, and book essential services tailored to your unique needs.
HOW DO I JOIN AS A VENDOR ON 4QL?
Professionals can join our network by submitting their business details through a simple verification process, ensuring that only trusted providers appear in our directory.
IS USING 4QL FREE?
Access to our service directory, resources, and expert content is free for users, while vendors may be subject to a subscription or lead-generation fee.
HOW DOES 4QL ENSURE THE SECURITY OF MY INFORMATION?
We prioritize your privacy and security with robust data protection measures, ensuring that all your personal and financial details are handled safely and confidentially. o3-mini-high
